Resource Library
Quickly locate the resources you need - articles, newsletters, tips, webinars, training courses and roadmaps.
Child Care Facility Construction – Design Build vs Design Bid Build
When building a new childcare facility, owners typically have two main project options: Design-Bid-Build (DBB) and Design-Build (DB). Each approach has advantages and disadvantages, and……
Childcare Marketing and Social Media
Maximizing Reach and Engagement Childcare marketing is crucial to running a thriving childcare center. In today’s digital age, leveraging social media platforms can significantly enhance……
Effective Strategies to Reduce Labor Costs in Childcare
Optimizing Workforce Efficiency and Reducing Expenses Labor costs constitute a significant portion (often the largest expense) of overall childcare business expenses. Reducing these costs while……
Child Care Business Owner End of the Year Planning
Taking Stock Before the Holidays Like most businesses, the end of the year is a busy time for childcare business owners. Before the rush of……
Fair Market Rent How it Affects the Value of Your Child Care Business
Every child care business operates in a facility—a building and land. Some child care owners lease the building and land from a third-party owner. The……
What Financial Reports Should My Accountant Provide?
At a minimum, you should receive monthly (not quarterly) financial reports – Profit and Loss Statement and Balance Sheet. These reports should be timely –……
Tips For Welcoming New Child Care Employees
Do You Have an Employee Onboarding or Welcoming Program? Much time, effort, and expense are spent on job postings, screening, and interviewing potential employees. However,……
Having QuickBooks Does Not Make You an Accountant
I have always found it curious that the focus on financial management for childcare business owners is learning to use QuickBooks (or any accounting software)……
Employing Family Members and Taxes
One advantage of operating your own business is hiring family members. However, employment tax requirements for family employees may vary from those that apply to……
Child Care Accounts Receivable – Tuition Policy
Many owners view childcare as a mission; thus, they often manage their business with their hearts instead of their heads. This is particularly true when……
Eight Tips For Dealing with a PR Disaster in Your Child Care Business
One of the problems that most child care business owners fear is a public relations nightmare. Sadly, this can happen to almost any child care……
Value Gap: How It Prevents Many Child Care Owners From Exiting Their Business
Although many things can prevent or delay a child care owner from exiting their business, the number one reason is Value Gap. What is a……
Taking Money Out Of Your Child Care Business
When taking money out of a business, transactions must be carefully structured to avoid unwanted tax consequences or damage to the business entity. Business owners……
When an Allegation of Abuse Strikes: A Guide for Child Care Centers
In the realm of childcare, maintaining a safe and nurturing environment for all the children is paramount. While we strive tirelessly to uphold this standard,……
A Lender’s Perspective on Getting Financing for Your Childcare Business
Finding financing to expand your childcare business can be daunting. You may have had the experience of going around the block to all your local……
2023 Child Care Supply: State Trends
Click each state or territory for specific information Research Data: ChildCareAware…
Child Care Business Break-Even Analysis
As a childcare business owner, one of the most important numbers you can understand is your childcare business’s break-even point—enrollment break-even, gross revenue break-even, and……
The Juggle is Real – Day Two
After throwing together a half-decent meal for dinner, you can finally take a deep breath and hope tomorrow is less chaotic. Maybe the plumber will……
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Value Gap: How It Prevents Many Child Care Owners From Exiting Their Business
Although many things can prevent or delay a child care owner from exiting their business…
Tips For Welcoming New Child Care Employees
Do You Have an Employee Onboarding or Welcoming Program? Much time, effort, and expense are…
Taking Money Out Of Your Child Care Business
When taking money out of a business, transactions must be carefully structured to avoid unwanted…
Having QuickBooks Does Not Make You an Accountant
I have always found it curious that the focus on financial management for childcare business…
Employing Family Members and Taxes
One advantage of operating your own business is hiring family members. However, employment tax requirements…
Eight Tips For Dealing with a PR Disaster in Your Child Care Business
One of the problems that most child care business owners fear is a public relations…
Child Care Business Owner End of the Year Planning
Taking Stock Before the Holidays Like most businesses, the end of the year is a…
Child Care Accounts Receivable – Tuition Policy
Many owners view childcare as a mission; thus, they often manage their business with their…
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- Accounts Payable
- Accounts Payable Days
- Accounts Receivable
- Accounts Receivable Days
- Activity Ratio
- Asset Based Approach
- Asset Turnover
- Breakeven Margin of Safety
- Casement Window
- Cash Conversion Cycle
- Cash Flow Coverage
- Cash on Hand
- Cash Ratio
- Cash to Current Assets Ratio
- Certificate of Completion
- Construction Schedule
- Contingency
- Customer Lifetime Value
- Debt to Total Assets
- Earn-Out
- EBIT Growth
- Economic Profit
- Equity to Assets
- Expense Change
- Expense-to-Revenue Ratio
- Fixed Asset Turnover
- Free Cash Flow
- Gross Profit Growth
- Gross Profit Margin
- Income Approach
- Interest Cover
- Inventory Days
- Market Approach
- Net Cash Flow
- Net Profit After Tax Margin
- Net Variable Cash Flow
- Operating Cash Flow
- Operating Cash Flow to Current Liabilities
- Profitability Ratio
- Quick Ratio
- Return of Capital Employed
- Revenue Growth
- Seller Financing
- Total Revenue
- Working Capital Absorption
View previous and current issues of the Child Care Owner magazine.
Understanding the Balance Sheet
The balance sheet is a fundamental financial statement that provides a snapshot of a childcare business’s financial position at a specific time. It outlines the company’s assets, liabilities, and shareholders’ equity, offering valuable insights into the business’s financial health and stability. Understanding the balance sheet is crucial for childcare business owners and…
The Importance of Financial Management
The Importance of Financial Management…
Recession Proofing Your Child Care Business
No child care business owner wants to consider or discuss the likelihood of a recession. However, good and bad economic times are part of normal economic cycles. Not counting the steep but very brief economic downturn during the COVID pandemic, the last recession in the U.S. was from December 2007 to June…
Financial Ratios
Child Care Financial Ratios Worksheet Child Care Financial Ratios Workbook…
Family Succession Planning
Family Succession Planning…
Exit Planning For Child Care Business Owners Roadmap
COVID-19 has disturbed many things in the Child Care Industry. As child care owners begin to recover from being closed and lower enrollments, many are starting to refocus on the future. Before COVID-19, many child care owners had their Exit Strategy in place and looked forward to the day they planned to…
Child Care Business Valuation – 101
Most business owners have a large portion of their net worth tied up in their business. The same is true for the owners of child care businesses. It is estimated that their business represents 50% to 80% of their net worth. Child Care owners are often planning to fund a substantial portion…
Cash Flow Statement
Cash Flow Statement – Workbook…
Your Personal Financial Picture and Loan Repayment
Jonathan Lamb, our expert child care banker details how important your personal financial picture is…
Why Do You Need a Loan?
So, you are thinking about applying for a loan. The first place to start is…
What to Expect When Your Are Expecting to Get An SBA Loan
Jonathan Lamb, our expert child care banker, shares some sage advice on “What to Expect…
What is the SBA
In this video, Jonathan Lamb, our expert child care banker explains what the SBA…
USDA Business Loans
Menu Dashboard Calendar Cubby Cast Forums Library Q & A Calls Quick Wins Resources Roadmaps…
Taking on Debt
Our child care expert banker, Jonathan Lamb, provides informative things you should consider before taking…
Renegotiate Lease or Loan
Menu Dashboard Articles Calendar Forums Library Q & A Calls Quick Wins Resources Roadmaps LOG…
RE Sale Lease Back – Refinance
Child care business owners often have a substantial portion of their net worth and available…
Playground Safety – Quick Win
In this Quick Win, Donna Marcus, our child care insurance expert, shares some great tips…
Exit Planning For Child Care Business Owners Roadmap
COVID-19 has disturbed many things in the Child Care Industry. As child care owners begin to recover from being closed and lower enrollments, many are starting to refocus on the future. Before COVID-19, many child care owners had their Exit Strategy in place and looked forward to the day they…
